Last Updated: January 10, 2024
Welcome to FinAdvice Malaysia. Please read these Terms of Service ("Terms") carefully before using our website, attending our workshops, or using any of our services. By accessing or using our platform, you agree to be bound by these Terms.
By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services. We reserve the right to modify these Terms at any time, and such modifications shall be effective immediately upon posting on our website. Your continued use of our services following any modifications indicates your acceptance of the modified Terms.
FinAdvice Malaysia provides financial education resources, workshops, articles, and tools designed to help beginners in Malaysia understand financial concepts and make informed financial decisions. Our services include but are not limited to:
Our services are available to users who are at least 18 years old or the age of majority in their jurisdiction, whichever is greater. By using our services, you represent and warrant that you meet this eligibility requirement. If you are accessing our services on behalf of a company or other entity, you represent that you have the authority to bind such entity to these Terms.
Some features of our services may require you to register for an account. When you register, you agree to provide accurate, current, and complete information about yourself. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
You agree not to use our services to:
All content on our platform, including text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of FinAdvice Malaysia or its content suppliers and is protected by Malaysian and international copyright laws. The compilation of all content on our platform is the exclusive property of FinAdvice Malaysia and is protected by Malaysian and international copyright laws.
You may have the opportunity to submit content to our platform, such as comments, feedback, or questions. By submitting content, you grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in any media. You represent and warrant that you own or otherwise control all rights to the content you submit and that your content does not infringe on the rights of any third party.
Our services are educational in nature and are not intended to provide specific financial, investment, tax, or legal advice. We do not recommend specific investments or courses of action. You should consult with qualified professionals before making any financial decisions. The information provided through our services is general in nature and may not be applicable to your specific situation.
Our services are provided on an "as is" and "as available" basis. FinAdvice Malaysia makes no representations or warranties of any kind, express or implied, regarding the operation of our services or the information, content, materials, or products included on our platform. To the full extent permissible by applicable law, FinAdvice Malaysia disclaims all warranties, express or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose.
FinAdvice Malaysia will not be liable for any damages of any kind arising from the use of our services, including but not limited to direct, indirect, incidental, punitive, and consequential damages. In no event shall our liability exceed the amount paid by you, if any, for accessing our services.
You agree to indemnify, defend, and hold harmless FinAdvice Malaysia, its officers, directors, employees, agents, and licensors from and against all losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from any violation of these Terms or any activity related to your account.
Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection and use of your information.
We reserve the right to terminate or suspend your account and access to our services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users of our services, us, or third parties, or for any other reason at our sole discretion.
These Terms shall be governed by and construed in accordance with the laws of Malaysia, without regard to its conflict of law principles. Any dispute arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Malaysia.
If you have any questions about these Terms, please contact us at [email protected] or at our physical address: Level 15, Menara XYZ, Jalan Tun Razak, 50400 Kuala Lumpur, Malaysia.